Saturday, August 30, 2014

I was hit by a drunk driver! I am so confused?

Ok I probably sound like an idiot but oh well. I have a ford explorer last week I woke up in the middle of the night with an intense craving for fruity pebbles (I'm including this just to keep you i intrigued) lol at 0230a I was on my way to Walmart for some milk. As I was approaching a red light at an intersection I began to slow down. Before I made a complete stop my light turned green and I began to accelerate back up to the speed limit. While crossing a car going the opposite direction towards me attempted to make a left turn. I didn't have enough time to or space to avoid the collision. I hit his front right side. He didn't want me to call the police, he only wanted to exchange info. Neither vehicle was drivable so I couldn't understand. I later found out that it was because he had been drinking. He planned on making a left turn at the intersection and failed to see that I was going straight with the right of way. He thought it was a green arrow to turn. I called the police, they arrested him and they cleared me of any wrongdoing. He has full coverage ins and so do I. I just don't know how to proceed from this point. I, pretty sure my truck is totaled. It had to be towed back to my house. I can't really afford a lawyer for legal advise so I was hoping that someone out there could maybe help me figure out how to proceed. I'm scared I'm going to do something or say something that could be used against me. Can someone please offer any advice? Thank you
Added (1). When I say I'm confused I'm saying that I don't know how this process is supposed to work. Does his insurance call me, do I call them? Do I call my insurance? Is there anything I should avoid doing or be cautious about? I literally don't know what's supposed to happen from here on out. I feel really stupid.

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