How will fender bender effect insurance for Teen?

So I live in a crowded neighborhood where almost everyone parks on a narrow street. Anyway I came home and this prius was in my normal spot and there was no other parking. So I decided to try and squeeze my car in between the prius and another. Long story short, I backed into the prius. Not hard, I heard a little *ting. I checked and there appears to be a small indent above their license plate. It's 4am so I haven't done anything about it yet. I'm 17 and female, I've been driving a year with no accidents or traffic violations. I only have liability insurance. I was wondering if we filled a claim. How would it affect my insurance? Specifically the rates?

PS. I drive a 1999 Ford ranger and have good student on insurance. ( in case that matters). Thanks

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