Tuesday, July 14, 2015
Where do I stand if I have a car accident and the person I bumped tries to claim without contacting me?
Basically, I had an accident at the start of June (the first in two and a half years of driving) and have just received an email form claim@claimdpet.co.uk, which I researched and it is apparently an Elephant claims dress, which makes sense as I m with Bell (Part of the Elephant-Admiral Group). I bumped the back of a company van, and I remember seeing the back step was bent but due to the nature of the accidnet I didn t see it before the accident so can t specify if I did it. Both I and the other driver pulled over and he took my name and phone number, some photos, and I told him that I would pay the repairs outside of insurers should it be necessary. He said he would pass the message onto his boss (who owned the van). Being my first bump I was in shock and didn t take any photos, nor can I remember the company on the side of the van or the reg plate. All I can remember is that it was a Ford Transit. So in that respect I may have messed up, but none of that came to mind in the midst of things.
Run it forward a month and a half, I get an email form the supposed Elephant insurer stating a claim has been made and the date of the incident (correct date too), but the owner of the van has made no attempt to contact me on the number I gave him… Where do I stand (if this is a claim from the owner) if he is claiming without as much as contacting me first? I understand he can get my details through his insurer but the bigger question is if he can claim without contacting me? Thanks
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