Is it hard to be approved with ford credit?

Anyone know how Ford Credit is? I ve just applied for a finance on a 2017 ford escape, price is $38K and I m putting $0 down. I am 29 years old I make $20k a year and ive been at the same employer for 5 years. But i have no credit history other then my cell phone contract. Worried I will turned down, any one have experience with ford credit?

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