I'm 23 and drive a 2017 Ford Escape (base model). I'm insuranced through geico and have been for about 3 years now. I have been accident free and my monthly premium is 88 dollars a month. Due to finance problems my mom agreed to take over my car loan and in return drive her car which is a 2012 Honda Civic which I have done so many times. But I'm still required to keep insurance on the Escape as the car is still in my name. Considering she's in her fifties and been accident free for 30 Plus years will my rate go up?
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