Title loans company have right to repo, but I believe debtors have also a right to protect their property?

I recently took out a $2,000.00 title loan on my 2004 Ford Explorer and found myself in a position where I cannot replay the loan back. I understand the title loan company needs their money but I need my car. I did not have a job when I took the loan and still can't find suitable job.

The tilte loan company recently wrote to me about handling the car oveer to them and I don't want to do that. They claimed that I owed them close to $3,695.00. I want to know what within my rights I can do to protect my car. I purchased the car for $ 8,000.00 and giving it back to them will kill me. I want to repay them back but they want me to give them so much that I don't have. What can I do at this time to protect my car?

I want to repay them. Please reply with advise. Don't tell me I need to repay the loan. I know that already.

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